The non-interest bearing loan is a loan between private individuals which only provides for the repayment of the capital, without the application of interest or other increases.
This form of financing, frequent among family members
Does not include costs for opening and managing the file, involves the return of the sum within the timeframe and in the manner freely agreed by the parties and requires the written form: private writing.
Dictating the conditions of the loan, must have certain date to be possibly opposed to third parties
In consideration of the fact that this type of private financing does not give rise to any remuneration for the lender, the sum paid is not subject to taxation.
Loan estimate of 10000 euros
| Financial: | Simple Loan |
| Product: | Personal Loan |
| TAN Fixed: | 4.25% |
| APR: | 4.44% |
| Loan duration: | 60 months |
| Amount Financed: | € 10,000 |
| Total due: | € 11.117 |
Monthly installment € 185 , 28 Feasibility check
| Financial: | Legos |
| Product: | Personal Loan |
| TAN Fixed: | 5.16% |
| APR: | 6.70% |
| Loan duration: | 60 months |
| Amount Financed: | € 10.146 |
| Total due: | € 11.735 |
Monthly installment € 193 , 19 Feasibility check
| Financial: | Find Loan |
| Product: | “Your Projects” Credit |
| TAN Fixed: | 6.01% |
| APR: | 6.18% |
| Loan duration: | 60 months |
| Amount Financed: | € 10,000 |
| Total due: | € 11.602 |
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