The term loan in depreciation indicates the loan for which repayment is in progress due to the periodic payment of installments. The amortization schedule of a loan (ie the detailed loan installment plan calculated per installment) is the statement.
With reference to each repayment period, indicates the amount of the installment (further broken down into principal and interest), the debt extinguished and residual capital
For loans, the most common amortization plan is the French one: it provides for constant installments for the entire duration of the loan, with a decreasing interest rate over time and a capital share that is progressively increasing.
Loan estimate of 10000 euros
| Financial: | Simple Loan |
| Product: | Personal Loan |
| TAN Fixed: | 4.25% |
| APR: | 4.44% |
| Loan duration: | 60 months |
| Amount Financed: | € 10,000 |
| Total due: | € 11.117 |
Monthly installment € 185 , 28 Feasibility check
| Financial: | Legos |
| Product: | Personal Loan |
| TAN Fixed: | 5.16% |
| APR: | 6.70% |
| Loan duration: | 60 months |
| Amount Financed: | € 10.146 |
| Total due: | € 11.735 |
Monthly installment € 193 , 19 Feasibility check
| Financial: | Find Loan |
| Product: | “Your Projects” Credit |
| TAN Fixed: | 6.01% |
| APR: | 6.18% |
| Loan duration: | 60 months |
| Amount Financed: | € 10,000 |
| Total due: | € 11.602 |
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